From Your Agent’s Desk…
Tuesday’s Topic - 6/25/2024
This week, we continue our discussion on proposed changes to Social Security and in particular, talk through potential adjustments to the Earliest Eligibility Age.
Tuesday’s Topic - 6/18/2024
The last time the Social Security Administration raised the retirement age was 1984. Here’s my suggestion for how the SSA should raise the retirement age now.
Monday News Flash: Social Security Concerns & A Call for Compromise
I read two articles last week that I wanted to discuss my thoughts about with you. One quantifies the Baby Boomers’ anxiety over Social Security benefits and the other discussed the response from the House of Representatives after the Chief Actuaries of the Social Security Trust Fund and Medicare Trust Fund went to Capitol Hill to discuss the challenges they’re facing. Watch below:
Tuesday’s Topic - 6/11/2024
The Social Security Administration is exploring changes to the Full Retirement Age which would affect anyone turning age 62 in 2024 and older. I discuss the 7 potential changes here.
Tuesday’s Topic - 6/4/2024
This week, I’m continuing our discussion about the 2024 OASDI Trustees Report, and in particular the letter to Congress that the Board of Trustees is required to write when the trust fund is projected to expire within 10 years.
June 2024 Newsletter
June 1, 2, and 6, 2024 are my 17th wedding anniversaries to my wife Amy. She is a genius. We just celebrated at the Almondy Inn in Newport, RI. What? I never told you about our three weddings?
Tuesday’s Topic - 5/21/24
Why do 29% of people collect Social Security at the earliest eligibility age? It all comes down to 2 myths.
May 2024 Newsletter
It was great to get away on family vacation and make family memories. Thank you to so many clients who let me get back to you after vacation to work on your questions and the many people who have requested a change to your June Supplement due to the price increase. We can still make these changes in early May to be effective June 1 since Connecticut is a guaranteed issue state.
Tuesday’s Topic - 4/9/24
This week, we look further into clawbacks - and in particular, how the SSA can clawback Social Security from seniors who are in default on student loan payments.
Tuesday’s Topic - 4/2/24
I thought I would share some of my clients’ most recently asked questions, so today I’m sharing more about a new Social Security Clawback rule.
April 2024 Newsletter
It’s hard to believe our son turned 16 on Easter Sunday yesterday. Our daughter is an aspiring actress, my wife is a genius and I’m one of the luckiest guys alive. The photo above is us at "MJ the Musical."
Another reason I’m grateful is that I love what I do for a living and I appreciate all of my Medicare clients. A special thank you to the 126 clients who have now been with me for over 10 years.
Finally, 20 years ago today I met my wife Amy at her office party celebrating 5 years in business, so that means today is her 25th work anniversary. Congratulations Amy and The Healing Touch Wellness Center on 25 years in business! https://healingtouchct.com/
There's so much to be thankful for.
Tuesday’s Topic - 3/26/24
This week, I walk through how to appeal the IRMAA using the SSA-44 form.
Tuesday’s Topic - 3/19/24
On today’s Tuesday’s Topic, I discuss a few reasons why you may want to appeal your IRMAA. Here is the SSA-44 form for you to reference and be sure to tune in next week when I walk through the steps for how to appeal.
Tuesday’s Topic - 3/12/24
In this episode, I walk through PIA (Primary Insurance Amount) adjustment based on claiming early or deferring. For more information about when to start receiving retirement benefits, here is an informational flyer from the SSA.
Tuesday’s Topic - 3/5/24
Today, we discuss PIA (Primary Insurance Amount) which the Social Security Administration uses to calculate your benefits at Full Retirement Age (FRA).
March 2024 Newsletter
Q: Why did the clock always feel optimistic during Daylight Savings Time? A: Because it knew brighter days were ahead! (Maybe if daytime was more careful, it wouldn’t have to be saved all the time.)
Friends, Spring fever is upon us with the spring equinox on Tuesday, March 19, 2024 at 11:06 PM EDT. But first we have to move the clocks ahead on Sunday, March 10, 2024 at 2 AM. We close the month with my son Johnny’s 16th birthday on Easter Sunday, March 31, 2024.
Tuesday’s Topic - 2/27/24
On this week’s Tuesday’s Topics, I share more about AIME (Average Indexed Monthly Earnings).
Tuesday’s Topic - 2/20/24
Welcome to my new video series, Tuesday’s Topics! Today, I discuss Beddian Birthdays and preview upcoming topics.